Make more.Keep more.
1,000 payments at $1 each, any size. For our first 20 founding businesses.
Your customers pay you straight from their bank. You pay a flat price per payment, never a percentage.
Claim my founders spotTakes 2 minutes. Nothing to pay today.
Illustrative card rate. Card costs vary by provider.
From 1 October 2026 you can't add a surcharge to most card payments. Every card fee now comes out of your margin.
The founders pack.
40 founding spots in two groups of 20. When group 1 is full, group 2 opens at $1.25. After 40, the offer closes.
All 40 founding spots are taken. Thank you to our founders. New businesses join on our normal pricing, and you can still register below.
per payment, any size.
A $40 membership or a $400,000 progress claim.
- Refundable depositFully refundable until your account goes live
- Your 2 years start at go-liveNot from the day you pay the deposit
- Everything in Standard3 payment addresses, 500 customer payment agreements, 3 team logins
- Paid the next business dayStraight into your business bank account
What 1,000 payments normally cost
On our Standard rates, 1,000 payments cost $1,500 to $7,000 depending on size. Founders pay $1,000, flat.
- Under $500$1.50$1.00
- $500 to $5,000$3.00$1.00
- $5,000 to $50,000$4.50$1.00
- Over $50,000$7.00$1.00
$1.00 is the lowest rate on our $10,000 Enterprise tier. Founders get it on every payment size.
The fine print, in plain English
- 40 founding spots: the first 20 at $1.00 a payment ($1,000 pack), the next 20 at $1.25 ($1,250 pack). Spots are counted in the order deposits are received.
- The price on your invoice is yours. If a group fills after we've invoiced you, we still honour your price when your deposit arrives.
- If your business doesn't pass our checks, we refund your deposit in full.
- Failed payment attempts also use one payment from your pack.
- When your 1,000 payments are used, your next balance is the tier you choose. If you don't choose, we top you up to Standard ($750) automatically. You can switch automatic top-up off at any time.
- If a customer formally disputes a payment, a $55 network charge is passed on. That's the only other charge.
- Once your account is live, our terms and conditions apply.
How it works.
Four steps from here to getting paid.
Claim your spot
A 2-minute form about your business. No payment and no ID today.
Pay your $1,000 deposit
We email you to confirm and send an invoice to pay by bank transfer. Fully refundable until you go live.
We verify your business
When we open, we check your business and the people behind it, as Australian law requires. Usually about 2 business days.
Start getting paid
Customers pay from their own banking app, no card needed. Money lands in your account the next business day.
What would you keep?
Slide to match your business.
Card cost uses an illustrative 1.7% + 30c + GST per payment. Your card costs depend on your provider and may have changed from 1 October 2026.
Our normal pricing.
After the founders offer, this is how NoFee works. Buy a balance, and each payment deducts a published amount. No subscription, no percentage.
- Under $500
- $500 to $5,000
- $5,000 to $50,000
- Over $50,000
Balance carries forward and is valid for 2 years. Failed payments cost the lowest rate. The only other charge is a $55 pass-through if a payment is formally disputed.
Built for real payments.
The bigger your payments, the more a percentage hurts. For any Australian business or association with an ABN.
Questions.
Do I pay anything today?
No. Claiming a spot is free. We'll email you to confirm your spot and send an invoice for your $1,000 deposit. Your spot is confirmed when the deposit arrives.
Can I get my deposit back?
Yes. It's fully refundable on request until your account goes live, and refunded in full if your business doesn't pass our checks.
When do you open?
We're completing our regulatory approvals now and will confirm a date as soon as we can. Founders are invited first, and we'll email you before anything happens.
How do my customers pay?
From their own banking app. They pay your business's payment address directly, or approve a one-off or recurring payment agreement in their bank. No card and no extra app.
When do I get my money?
The next business day, into your nominated business bank account. Until then, funds are held on trust by our payment services partner.
What checks will you do?
Australian anti-money-laundering law requires us to verify your business and the people who own and run it before you can take payments. We'll ask for this securely when we open. It usually takes about 2 business days. We don't ask for ID on this form.
Who can join?
Australian businesses and associations with an ABN: companies, sole traders, partnerships, trusts, and incorporated or unincorporated associations. Some business types can't use NoFee; they're listed in Schedule 1 of our terms.
What happens after my 1,000 payments?
Your next balance is whichever tier you choose. If you don't choose, we top you up to Standard ($750) automatically, and you can switch that off any time.
Why only 40?
We're opening in stages so every founding business is properly onboarded and supported. The first 20 get $1.00 a payment, the next 20 get $1.25. After 40, new businesses join on our normal pricing.
Claim your founders spot.
- 1,000 payments at $1.00 each
- Nothing to pay today
- Refundable deposit until you go live
You're in the queue.
Thanks, there. We've got your details for your business.
What happens next:
- We email within one business day.
- We send your invoice for the $1,000 refundable deposit.
- Your spot is confirmed when the deposit arrives. Spots go in the order deposits are received.
Questions? hello@nofee.com.au